SkAI is the portfolio intelligence platform for real estate investors. Track every property, monitor markets continuously, model decisions before you make them — and get proactive insights from your Cognitive Confidant before you think to ask.
Your Confidant isn't a chatbot you query — it's a persistent AI advisor that knows your risk tolerance, investment criteria, every document in your vault, and every property in your portfolio. It reads the market. It flags risks. It surfaces opportunities.
The Confidant initiates. You don't have to ask.
Track equity, cash flow, and market position across every asset. Per-property dashboards, linked analyses, and a Confidant that knows your whole portfolio — not just one deal.
Model every scenario side-by-side. What does a cash-out refi do to your monthly? What's the exit multiple if you sell now vs. in 24 months? The Confidant runs the math and tells you what it means for your strategy.
Evaluating new asset classes is different from managing existing ones. SkAI cross-references your portfolio returns against MF deal metrics and tells you where the opportunity actually is — vs. where you think it is.
Upload any PPM, MFQA, or business plan. Your Confidant flags promotes above your threshold, detects cross-document contradictions, compares projections against regional comparables, and scores the deal against your stated risk tolerance — before you write the check.
Don't know your buy box yet? SkAI builds it with you. Set your criteria, upload your first deal, and your Confidant calibrates its analysis to your situation — whether it's a duplex house-hack, an Airbnb play, or your first syndication.
Add owned properties and watch your portfolio come alive — equity, value, cash flow, appreciation, and financial health all in one view. Each property gets its own intelligence dashboard.
Upload PPMs, leases, insurance policies, inspection reports, and tax documents per property. Your Confidant has read all of them — and surfaces insights from them without you asking.
The what-if engine for every portfolio decision. Run scenarios in seconds, compare before/after, and ask your Confidant to interpret the results.
Model cash-out refi at current rates. See new DSCR, monthly payment delta, and capital deployed vs. cash flow lost.
What happens to CoC and DSCR if rents rise 8%? Or drop 12% in a softening market? Model both directions.
Compare selling now vs. holding 12 or 24 more months. IRR, equity multiple, and net proceeds calculated instantly.
Rank improvements by ROI. Rent lift per dollar of capex — from kitchen remodels to roof replacements, sorted by bang-for-buck.
SkAI runs OODA-loop market monitoring on each property in your portfolio — not just reporting what's happening in the market, but telling you what it means for you.
Cap rate trends, rent comps, vacancy rates, macro data (Fed funds, 10yr Treasury, 30yr mortgage) — tracked per submarket, per property.
AI compares market data against your property's financials and your investor profile — contextualizing shifts in terms of what matters to your strategy.
3 OODA insight cards per property: one Observe, one Orient, one Decide — a clear, actionable recommendation tied to your specific situation.
Every insight links to a scenario model, an alert, or a Confidant conversation — turning market intelligence into portfolio action.
The alert engine runs every 6 hours across your portfolio. When something changes — a cap rate shift, a DSCR warning, an exit opportunity — you hear about it first.
DSCR drops below 1.0, expense ratio exceeds 55%, or a cash flow warning threshold is crossed — flagged immediately with scenario links.
Cap rate trend reversals, 3-month vacancy trajectory changes, rent decline signals — tracked per submarket and tied to your specific properties.
Hold period within 18 months AND softening market conditions detected — your Confidant surfaces the exit window before it closes.
Equity-rich property in a strengthening market — highlighted as a candidate for cash-out refi, 1031 exchange, or strategic exit.
Vacancy elevated vs. submarket average — prompting a rent comp review and management quality check before it erodes NOI.
DSCR between 1.0 and 1.2 triggers a watch alert — not critical yet, but the Confidant flags it proactively and suggests rent increase modeling.
Deal analysis is one feature within the SkAI platform — not the whole product. Upload any deal package and get a complete 3-Score analysis, market comparables, and Confidant-powered interpretation.
Weighing multiple opportunities? The comparison tool puts up to 3 deals next to each other — scores, metrics, fees, and risk factors — with an auto-calculated Best Overall winner.
Three dimensions, each scored 1–10 and benchmarked against real market data. Your Confidant interprets the scores in the context of your investment criteria.
Cash-on-cash return, DSCR, expense ratio, distribution schedule — scored against your target CoC and benchmarked against MSA averages.
Going-in cap rate vs. market rate, NOI stability, rent growth assumptions — benchmarked against comparable properties in your target submarket.
Equity accumulation + cumulative cash flow + exit appreciation — a forward-looking view of total return over your stated hold period.
Whether it's a captive institutional platform, a robo-allocator gathering AUM, or a flat-fee human planner, none of them were built for the real estate investor. They don't understand PPMs, operating agreements, cap rates, or submarket fundamentals. SkAI isn't competing in that category. It's replacing it.
These platforms only sell their own products. Their advice is structurally biased — they benefit when you allocate to their funds. They have no visibility into your real estate holdings, no PPM analysis, no deal intelligence. Their mission is AUM. Not your success.
Robo-advisors are passive portfolio builders targeting retail investors into their own limited product shelf. They don't initiate insights, don't understand deal structures, and don't have a conversation. You want a highly intelligent lead cognitive advisor — not a passive robo-portfolio.
Human planners without real estate depth. No AI document intelligence, no cross-document contradiction detection, no scenario modeling, no OODA-loop market monitoring. Expensive annual plans for generalist advice. None of them understand a submarket, a cap rate spread, or a promote structure.
| Capability | SkAI | Captive Platforms Vanguard · Schwab |
Robo-Advisors Wealthfront · Betterment |
Flat-Fee Planners Facet · Domain Money |
|---|---|---|---|---|
| Real estate deal analysis (PPM, MFQA) | ✓ | — | — | — |
| AI document intelligence & vault | ✓ | — | — | — |
| Cross-document contradiction detection | ✓ | — | — | — |
| OODA-loop market monitoring per property | ✓ | — | — | — |
| Scenario modeling (refi, exit, rent changes) | ✓ | — | — | ~ |
| Cognitive Confidant that initiates insights | ✓ | — | — | ~ |
| Unbiased advice (no product shelf to sell) | ✓ | — | — | ✓ |
| Cap rate · submarket · deal structure fluency | ✓ | — | — | — |
| Learns your buy box & risk profile | ✓ | ~ | ~ | ~ |
| 3-property side-by-side deal comparison | ✓ | — | — | — |
| Starting Cost | Free to start · $50/mo Advisor No credit card required |
0.30% of AUM Bias baked in |
0.25% of AUM Retail index only |
$2,600 – $8,700/yr No RE expertise |
| Competitor | Pricing Model | Starting Cost | What They're Actually For |
|---|---|---|---|
| Facet | Flat Fee | $2,600 – $8,700/yr | Virtual-first holistic planning — no RE depth |
| Domain Money | Flat Fee | $3,200 – $7,800 (Year 1) | One-time or recurring strategic plans — generalist |
| Vanguard Personal Advisor | AUM % | 0.30% of assets | Big-brand fiduciary — into their own funds only |
| Harness Wealth | Hybrid | $2,000+ flat or 1% AUM | HNW advisor matchmaking — no AI, no RE focus |
| Schwab Intelligent Portfolios | Subscription | $300 setup + $30/mo | Low-cost digital entry — Schwab ETFs, not your deals |
| Wealthfront / Betterment | Robo-AUM | 0.25% of assets | Hands-off automated indexing — no real estate layer |
| SkAI | Flat / Usage | Free to start · $50/mo Advisor | Cognitive Confidant built for the real estate investor |
Cap rates, submarket fundamentals, PPMs, operating agreements, promote structures — SkAI speaks the language fluently. No other advisory tool in this category even tries.
You don't check a dashboard and figure out what it means. Your Confidant reads the data, interprets it against your strategy, and tells you what to do next — before you think to ask.
PPMs, leases, insurance policies — SkAI reads them all. Cross-document contradiction detection. Fee auditing. Clause extraction. No robo-advisor, no captive platform, no flat-fee planner comes close.
Every captive platform earns when you allocate to their products. SkAI earns a flat fee. Our only incentive is making you a better investor — not gathering your assets under our management.
Marcus's Confidant flagged his Portland triplex's cap rate divergence and his 18-month exit horizon on the same day. He hadn't noticed. He listed the property and closed at a 2.9× equity multiple.
Sarah used the house-hack analysis on a fourplex in Denver. After running the FHA scenario in SkAI, her effective housing cost came out to $0/month.
Alex was about to close on a duplex when SkAI's STR regulation risk score flagged a pending city ban — he passed and avoided a costly mistake. The ban passed three months later.
No credit card required to start. Upgrade any time.
Track every property. Model every decision. Get proactive insights from a Cognitive Confidant that knows your strategy — and tells you what to do next before you think to ask.